Global payments, powered by stablecoins.

Muld is your all-in-one finance app. Access OTC trading, seamless global transfers, payment cards, e-commerce tools, and AI-driven wealth management.

Supported Networks & Assets

Ethereum

Solana

Bitcoin

Tether

USDC

Your wealth, intelligently managed.

Muld bridges the gap between traditional finance and DeFi. Instantly on/off-ramp fiat, spend globally with Muld Payment Cards, and execute large OTC block trades with zero slippage.

The Ecosystem

Everything you need, in one app

Designed like Revolut, built for the on-chain world. We handle the complexity so you can focus on growth.

GLOBALOn & Off Ramping

Bridge fiat and crypto instantly

Convert your local currency into stablecoins (USDT/USDC) directly from your bank, or off-ramp your crypto gains to fiat in seconds.

Muld Cards

VIRTUAL & PHYSICAL

Spend your crypto anywhere Mastercard/Visa is accepted with automatic conversion at the point of sale.

OTC Trading

ZERO SLIPPAGE

Execute large block trades privately. We secure the best rates across global liquidity providers.

Real-World InvestmentsRWA

Stake your USDT or SOL to access tokenized treasury bills and real estate yields.

AI Financial Agent

Ask your Muld AI to optimize your portfolio yield, execute transfers, or rebalance your assets.

E-Commerce Offerings

Merchant APIs to accept global crypto payments seamlessly, auto-converting to stablecoins.

Account Tiers

Simple, fair access

Unlock crypto cards and investment opportunities for staking USDT or SOL. Choose the tier that matches your volume.

Standard

Muld Global

/ mo

Everything you need to send, receive, and spend globally.

Virtual CardStandard Yields

Instant Fiat On/Off Ramp
Basic OTC Trading (under $50k)
Access to Real-World Asset Staking

Recommended

Muld Black

10,000 USDT/SOL

staked to unlock

Includes Metal Payment Card

Zero-Fee OTCAI Wealth Agent

Premium Yield on Stablecoins
Dedicated OTC Account Manager
Advanced Merchant E-Commerce API

Support

Answers to common questions

Can't find what you're looking for? Email us at support@muld.finance.

How do Muld Cards work?

Muld Cards function like normal debit cards but draw from your crypto balance. We instantly convert your USDT, USDC, or SOL to the merchant's local fiat currency at the point of sale with zero hidden spread.

Are my funds secure?

Yes. All deposits are backed 1:1 and secured by institutional custodians. We use advanced multi-party computation (MPC) wallets to ensure no single point of failure.

How does the AI Agent work?

Our AI agent monitors your portfolio, suggests real-world staking strategies, and can execute trades and transfers via natural language. Simply ask "Swap 10k USDC to SOL" in the Muld dashboard.

When will Muld launch?

We are currently rolling out access to waitlist members in batches. Join the waitlist today to secure your spot for the Muld App and Virtual Card.

Muld AI Agent (OTC Desk)Online

Today

Welcome back. How can I assist with your portfolio today?

10:42 AM

I'd like to off-ramp 50,000 USDT to my linked bank account.

10:45 AM

Sure. The current OTC conversion rate is 0.998 USD/USDT.

You will receive $49,900.00 directly to JP Morgan Chase ending in 4912. Proceed?

10:46 AM

Yes, execute.

Just now ✓✓

STATUSTransaction executing... Wire transfer initiated. Reference: #TRX-91024

Just now

Muld AI utilizes advanced language models for financial actions.